When you choose PROTEG for your life insurance, you get the personalized service of an agent!
Life Insurance Options
Term Life Insurance
Term Life Insurance offers a great amount of coverage inexpensively during a set period of time in life – 10, 20, or 30 years. This type of policy is great when the need for life insurance only falls within this fixed period. If your need for life insurance extends beyond the set term, you risk the fact that your next policy could be expensive, difficult or impossible to obtain due to your health conditions at that time.
Universal Life Insurance
If flexibility and savings are features you appreciate in life insurance, then a Universal Life Insurance policy may be the best fit for you. With flexible payment schedules, and the buildup of cash value, Universal Life is quickly becoming a popular option for many families
Whole Life Insurance
If you are like many clients, the idea of buying a life insurance policy that will last forever is appealing. Not only will Whole Life Insurance last until the day you pass, it will also build up Cash Value which can be used for college planning, retirement, or even your annual trip to the Bahamas!
Key Man Life Insurance
Are there a few people in your organization that play a major role in the success of your business? If so, you may consider Key Man Life Insurance to protect your business growth, if that person were to pass away. Finding their replacement may take months or years, and Key Man Insurance will help support the process of replacing these essential personnel. Typically this would include Founders, Partners, Executive Staff, and Essential VP’s.
If you are in a business Partnership, and your partner passes away, their share/equity in the business passes to their heirs. Unless these heirs are brilliant business people, you will typically want to buy them out, but may lack the money to do so. Buy/Sell Agreements can be set up to pay for the buyout of heirs.book an appointment